Well I capitalized the good because it overshadows the bad. Let's start with the bad:
I figured out why my balance in checking was off. In October I made a transfer over the phone to take 350 out of savings and put it into checking. That didn't happen, instead, they transferred it OUT of checking and INTO savings. Well, our savings account was so whacked in October and I was so DISORGANIZED I completely missed it. Also, I made TWO online payments to Bank of America within 2 days and forgot to write one for 250 in my checking ledger.
SO...that means I have 600.00 less than I thought. OUCH.
Now, let's get to the GOOD news:
1. Bank of America balance is now 7,448.71 and as of midnight tonight will be 260.00 LESS thanks to yet another online payment I made yesterday! So that should bring it down to appx. 7188.00 plus interest to be applied next month!!
2.EVERY bill I have will be current by the end of this month and I should have about 100.00 left in checking!!
3. My checkbook is BALANCED!!
4. My online banking should be up and running by the end of this week.
WOW. This was hard to work through but I am so relieved it is all straightened out! I am also excited to know I paid so much to Bank of America and will still have money left over at the end of the month!
It has been less than a month since I started to get reorganized from my past 3 month mini-crisis and I feel like some huge burdens have been lifted. Yes, I am still in debt up to my ears and I the economy is still falling apart around me. But for now, in my own little economic world, life is ok.
To quote T.S. Eliot
"We shall not cease from exploration
And the end of all our exploring
will be to arrive where we started
and know the place for the first time."
GOOD news/bad news
November 17th, 2008 at 04:20 pm
November 17th, 2008 at 05:28 pm 1226942880
November 17th, 2008 at 05:28 pm 1226942935
November 17th, 2008 at 05:52 pm 1226944322
Glad you were able to straighten things out! Certainly helps to de-clutter the finances every once in awhile! Like I am sure that I shared, only recently did I get all my finances in one place. It certainly DOES help to see what is due when and what funds are liquid. Good going!
Looks like you will start 09 with that debt under $7K!
November 17th, 2008 at 06:01 pm 1226944906
November 17th, 2008 at 06:47 pm 1226947654
November 17th, 2008 at 08:25 pm 1226953547
November 17th, 2008 at 09:56 pm 1226958962