About Me

Ms. Pearl

I am a married mom of 2 who is trying to get control of her finances! My husband and I have good jobs along with a big mortgage. We are also loaded down with credit card debt that we are slowly but surely getting rid of. I am hoping this blog will keep me on track!

We have 6 credit cards:
Chase
Bank of America
Capitol One
Newegg
Gap:
Lowes
and a HEL
AND of course a mortgage

Gap Balance:140. and cents

Bank of America Balance:7350

Capitol One Balance:2440

Newegg Balance:500

Lowes Balance:1800

Chase Balance:zero!

HEL:42,000

Mortgage balance: 202,000

Grand Debt total: (appx.)$262,000
July 2009: $255,000
Cars: 0
Medical: 0

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Starting weight Jan. 2009: 175lbs
Weight goal: 120 lbs. by January 2010
February 28: 164
March 31: 155
April 30: 148
June 1st weight: 138
June 15th: 136.5
July 1st: 133.2
July 15th:
August 1st:
August 15th:
September 1st:
September 15th:
October 1st:
October 15th:
November 1st:
November 15th:
December 1st:
December 15th:

January 1st goal is 120lbs. actual weight is ____

2009 Goals
1.Landscaping [x ]
2.Buy 4 new pillows [ ]
3.Lose weight [x]
4.Buy new sheet set [x]
5.paint front door red [ ]
6.paint bedroom and bathroom [ ]
7.buy new sweeper [ ]
8.clean out basement [x]
9.new living room furniture [ ]
10.pay off gap [ ]
11.pay off newegg [ ]
12.get capitol one balance below 2,000 [ ]
13.Pay off chase card [x ]
14.organize laundry room [ ]
15.get all cats declawed
16. Get Bofa balance below 7,000 [ ]

My Pages

The obligatory "all about me" page

Happy New Year!!!

January 1st, 2009 at 12:16 am

Just a quick check in to wish everyone a blessed, prosperous, 2009. My hope is to be content with what I have and achieve simplicity and balance in my life.

I have been busy working and also having fun the last day or two!

Posted in Uncategorized | 1 Comments »

1 Responses to “Happy New Year!!!”

Amber Says:
January 1st, 2009 at 05:16 am

Happy New Year

Ms. Pearl's Journey to Living Frugally

A journey to recapture freedom through simplicity and discarding debt.

Happy New Year!!!

1 Responses to “Happy New Year!!!”

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