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random thoughts/weekly review

November 11th, 2008 at 08:14 am

I'm on my lunch break at work right now. It is three am! I clocked in 45 minutes early to help another nurse so that will be some extra money!

I think I have done fairly well this week considering the unexpected $50 I spent Sunday. I will take that amount from my savings to get groceries but at least I am using cash and no credit like I would have if this situation arose in the past.

DH had to get tags for the cars today. (We have two small cars and a large truck that we drive if the weather is bad or to haul stuff.) We live in a VERY hilly place and without that gas guzzler I would not get to work in bad snow. We paid $133 for the tags and I had plenty in checking.

So, all in all this has been a good week. No credit cards, all cash! DH gets paid Friday and we will end the week with $25 in checking, $60 in savings #1 and a total of $414 in savings #2 and #3. Last week I ended with barely $12 in checking so I doubled the amount!!

Not too bad.

I have been thinking about how my credit cards got so high and the sad part is that really, we have nothing to show for it. So much of it was impulse buys and we did a lot of eating out.

Well, just some thoughts.
Sleep tight all and sweet dreams.

3 Responses to “random thoughts/weekly review”

  1. mom-sense Says:
    1226411119


    You're off to a good start! I was quite the small scale spendy one a few months ago - couldn't pass up those 40% off coupons to Michael's and Hobby Lobby and/or Linen's N Things and Bed Bath Beyond. We had two big hits back to back month wise $700 for emissions repair work to the car plus $200 for new plates. Then $500 plumbing issues at the rental property and $200 vet bills for the dog. I am pleased to say that I didn't use the credit card for either of those months. It was a wake up call that all the little things do add up. Since I have broken myself of that habit (though I do frequent the thrift store once or twice a month with a $20 limit), I am finding that I save gas, am more creative on the meals that I cook, I am using up my craft supplies and sharing materials with the kids for their projects, etc.

    You are off to no doubt a great start! Keep it going!

  2. Ms. Pearl Says:
    1226433675

    Thanks so much!

  3. North Georgia Gal Says:
    1226510131

    You and I could share more than you know probably. I am in the same boat. I had $70 in my checking account Friday(after getting paid) to last for 2 weeks...for groceries and gas and all the little things that come up. I had managed to put $110 in savings over the last month and had to transfer it due to an enexpected debit to my checking account(gotta love the automatic payments you forget about!) i just started getting serious but I think you are off to a great start.

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