Well, I added our home equity to my sidebar. I had been toying with this off/on and decided it's a huge part of the reason we're in this MESS so I just need to add it up. The only debts I have not included are:
mortgage (about 209k)
student loan (about 9k)
car and truck (about 10k)
The reason I am not adding these debts is I consider them kinda sorta "good" debt. (isn't that an oxymoron? yeah...)
The mortgage is going to be there for awhile and we are not planning to move in the next 10 years. My student loan has a ridiculously low interest rate so it is the last debt I am worried about.
Now, the vehicles. Many would argue that is bad debt. Ok, it is/isn't. In a perfect world I would be wealthy and have no debt but that is not my reality. We will always need the cars if we are to work, etc... SO, these two loans are also at the bottom of the priority. Besides, my car will be paid off soon and that will be $250 I'll shuffle to the credit cards and $60 to the EF.
In other news, DH didn't get home until almost 12:30 am. He was flying out of Charlotte and the plane had been in air appx. 30 min. and had to turn back due to some mechanical problem. He said he wasn't scared but if that had been me up there I would have had an anxiety attack. I'm just glad he is ok. I don't think much about him flying because he does it so often but when things like this happen it makes me worry more.
He was upset last night because the dogs got into a garbage bag in the garage. oops, I forgot to close the door. There was garbage strewn from one end to the other and even out into the yard. It was NOT pretty. Hopefully his mood improves today. He is sleeping in. I had to get up 15 min. earlier than usual to french braid C's. hair. She has cheerleading pics today. The braiding went well and I could have slept another 15 min but oh well.
I am heading out soon to do the banking and my big shopping trip. It's going to be exciting to have food in the house! I will probably take a nap when I get home because I've only had 4 1/2 hours of sleep.
New debt total
November 14th, 2008 at 12:01 pm
November 14th, 2008 at 01:46 pm 1226670407
November 14th, 2008 at 03:16 pm 1226675796
Good for you!
November 14th, 2008 at 05:44 pm 1226684668
November 14th, 2008 at 07:48 pm 1226692133