About Me

Ms. Pearl

I am a married mom of 2 who is trying to get control of her finances! My husband and I have good jobs along with a big mortgage. We are also loaded down with credit card debt that we are slowly but surely getting rid of. I am hoping this blog will keep me on track!

We have 6 credit cards:
Chase
Bank of America
Capitol One
Newegg
Gap:
Lowes
and a HEL
AND of course a mortgage

Gap Balance:140. and cents

Bank of America Balance:7350

Capitol One Balance:2440

Newegg Balance:500

Lowes Balance:1800

Chase Balance:zero!

HEL:42,000

Mortgage balance: 202,000

Grand Debt total: (appx.)$262,000
July 2009: $255,000
Cars: 0
Medical: 0

--------------------------------
Starting weight Jan. 2009: 175lbs
Weight goal: 120 lbs. by January 2010
February 28: 164
March 31: 155
April 30: 148
June 1st weight: 138
June 15th: 136.5
July 1st: 133.2
July 15th:
August 1st:
August 15th:
September 1st:
September 15th:
October 1st:
October 15th:
November 1st:
November 15th:
December 1st:
December 15th:

January 1st goal is 120lbs. actual weight is ____

2009 Goals
1.Landscaping [x ]
2.Buy 4 new pillows [ ]
3.Lose weight [x]
4.Buy new sheet set [x]
5.paint front door red [ ]
6.paint bedroom and bathroom [ ]
7.buy new sweeper [ ]
8.clean out basement [x]
9.new living room furniture [ ]
10.pay off gap [ ]
11.pay off newegg [ ]
12.get capitol one balance below 2,000 [ ]
13.Pay off chase card [x ]
14.organize laundry room [ ]
15.get all cats declawed
16. Get Bofa balance below 7,000 [ ]

My Pages

The obligatory "all about me" page

Small update

December 18th, 2008 at 10:11 pm

I got paid today. After paying all my bills my grand total in savings is:

$422.10

Almost halfway to my 1,000 EF goal!

Of course, this doesn't really count because we have to pay DH's tires and Christmas, but hey, I am MUCH better off than I was 3 months ago!

Posted in Uncategorized | 5 Comments »

5 Responses to “Small update”

merch Says:
December 19th, 2008 at 05:35 am

Nice work. Keep moving forward.
NJDebbie Says:
December 19th, 2008 at 05:48 am

Keep up the good job!
North Georgia Gal Says:
December 19th, 2008 at 08:12 am

Way to Go! Keep it up!
Koppur Says:
December 19th, 2008 at 09:41 am

Whoo-hoo! Doing the happy dance for you!
Amber Says:
December 19th, 2008 at 11:23 am

Awesome You'll meet your goal in no time

Ms. Pearl's Journey to Living Frugally

A journey to recapture freedom through simplicity and discarding debt.

Small update

5 Responses to “Small update”

Leave a Reply